Kotak Mahindra Bank Launched a Video KYC for kotak 811 account

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Kotak mahindra bank launched a video based kyc for kotak 811 No need to Visit a Branch

If board meetings, family get-togethers and even marriages can happen via video calls, could opening bank accounts have been far behind?

Several Indian banks are preparing to offer customers the option of opening a new account through video conferencing instead of visiting a branch. Most of the large lenders are in the final stages of launching know-your-customer (KYC) video platforms, said bankers familiar with the matter.

Signing up customers through video calls is a significant step in the digitisation efforts of banks and could amplify branchless banking, an avowed ambition of these institutions that are looking at new ways to stay nimble while reaching out to customers beyond the major cities.

To open an account, customers so far had to either walk into a branch to fill up forms or have an agent visiting their homes to collect documents and signatures. In some cases a basic bank account could be opened online through Aadhaar, but for full service accounts paper documentation was mandatory.

“The top 10 banks in the country are mostly ready with the video KYC product and a few have already gone live while others are doing internal tests,” said a banker. Online onboarding of customers

Will be a reality, he said asking not to be named.

Kotak Mahindra Bank, a leading private lender, said it has launched a pilot for opening savings bank accounts online. 

Shanti Ekambaram, group president – Consumer Banking, Kotak Mahindra Bank, said video KYC can prove to be a game changer where customer verification is completed from the comfort of one’s home or office without the need for a physical interaction. “We must now adapt to the aftermath of COVID-19,” said Ekambaram.

The new offering will be part of Kotak’s 811 digital banking suite.

Here is how it will work, according to the workflow shared by Kotak Mahindra Bank. Customers will have to visit the bank’s website, share personal details, give consent to the use of Aadhaar for verification and enable access to the phone’s location for video KYC. Once a bank executive completes the conversation with the customer over a video, a savings bank account gets opened.

Sameer Shetty, head of digital banking at Axis Bank, said the lender is developing a digital video-enabled account opening platform for more than 250 services the bank offers. The service will offer full KYC account opening and eventually other solutions like savings, investments and others as well.

An IndusInd Bank spokesperson said Video KYC will simplify the operating  paradigm through an effective end-to-end solution for onboarding new customers.

Kotak Mahindra Bank Customer Care No

A paradigm shift

The Reserve Bank of India permitted digital account opening in a revised ‘master direction’ for KYC on January 9 this year. It allowed customers to get on a live video call with a bank’s agent and submit proof of identity digitally.

Customers were also allowed to digitally sign documents thereby doing away with paper-based KYC. The banking regulator only insisted on geo-tagging the location of a customer to prevent people from outside India from opening a bank account.

While it has taken banks more than six months to introduce online opening of accounts, a part of the delay was due to the Covid19 induced nationwide lockdowns, according to bankers Moneycontrol spoke to.

ICICI Bank, HDFC Bank and Bank of Baroda too are preparing to go live with online KYC, according to people familiar with the plans.  The banks are in different stages of integrating a video platform into their customer onboarding process, they said.

Email queries sent to ICICI Bank, HDFC Bank, State Bank of India and Bank of Baroda did not get a response until time of publication of the report.

“Some bit of back end training is required for staff in order to make the process seamless,” said a banker with a top private sector lender, requesting anonymity.

In order to enable the video platform to function, banks need to integrate with technology service providers that can help them complete the KYC. Tech startups such as IDfy, Khosla Labs and WorkApps, among others are working closely with banks for this service.

Wriju Ray, co-founder of IDfy, said his platform has gone live with a few banks with its video KYC platform and found that end users have adopted it with gusto. “In the post COVID world, there is certainly great momentum with large number of banks and NBFCs currently integrating and preparing to go live,” he said.

One of the bankers quoted above said that one bank ordered 100 webcams online after the restrictions on ecommerce deliveries got lifted in the major cities of the country.

Despite the potential benefits of going digital, industry insiders believe that there are bound to be initial hiccups.

“We could see some initial drop offs here and there because customers might not be aware of documents to be shared or how to go about the process or internet connectivity might be an issue in specific areas,” said Rudrajeet Desai, founder, WorkApps.

Consumers will also certainly take time to move digital completely. Despite the raft of apps, banking customers in some countries in the West have preferred opening accounts in person at a bank branch to opening virtual accounts.

Indian banking history

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Today we discuss about indian banking history

Indian Banking History

Today, our banking system is mainly divided into commercial banks (Both Public and Private Banks), Regional Rural Banks, Cooperative Banks etc. The important phase in the history of Indian banking was nationalization of banks that makes way for the Indian Economy to enter in the top 10 economies of the world. In this article, we will brief you about the history of banking in India.

History of Banking in India in Brief
(Before & After Independence)
Phases of Indian Banking System
The advancement in the Indian banking system is classified into 3 distinct phases:

1. The Pre-Independence Phase i.e. before 1947

2. Second Phase from 1947 to 1991

3. Third Phase 1991 and beyond

1. The Pre-Independence Phase i.e. before 1947
This phase is characterized by the presence of a large number of banks (more than 600).
Banking system commenced in India with the foundation of Bank of Hindustan in Calcutta (now Kolkata) in 1770 which ceased to operate in 1832.
After that many banks came but were not successful like:
(1) General Bank of India (1786-1791)
(2) Oudh Commercial Bank (1881-1958) – the first commercial bank of India.
Whereas some are successful and continue to lead even now like:
(1) Allahabad Bank (est. 1865)
(2) Punjab National Bank (est. 1894, with HQ in Lahore (that time))
(3) Bank of India (est. 1906)
(4) Bank of Baroda (est. 1908)
(5) Central Bank of India (est. 1911)
While some others like Bank of Bengal (est. 1806), Bank of Bombay (est. 1840), Bank of Madras (est. 1843) merged into a single entity in 1921 which came to be known as Imperial Bank of India.

Imperial Bank of India was later renamed in 1955 as the State Bank of India.
In April 1935, Reserve Bank of India was formed based on the recommendation of Hilton Young Commission (set up in 1926).
In this time period, most of the bank were small in size and suffered from a high rate of failures. As a result, public confidence is low in these banks and deposit mobilization was also very slow. People continued to rely on the unorganized sector (moneylenders and indigenous bankers).


2. The second phase from 1947 to 1991
Broadly the main characteristic feature of this phase is the Nationalization of the bank.
With the view of economic planning, nationalization emerged as an effective measure.

Need for nationalization in India:
(a) The banks mostly catered to the needs of large industries, big business houses.
(b) Sectors such as agriculture, small-scale industries and exports were lagging behind.
(c) The poor masses continued to be exploited by the moneylenders.
Following this, in the year 1949, 1st January the Reserve Bank of India was nationalized.
Fourteen commercial banks were nationalized on 19th July 1969. Smt. Indira Gandhi was the Prime Minister of India, during in 1969. The following banks are nationalized:
1. Central Bank of India         
2. Bank of India                         
3. Punjab National Bank
4. Bank of Baroda                 
5. United Commercial Bank         
6. Canara Bank       
7. Dena Bank                       
8. United Bank                           
9. Syndicate Bank           
10. Allahabad Bank               
11. Indian Bank                         
12. Union Bank of India
13. Bank of Maharashtra       
14. Indian Overseas Bank
Six more commercial banks were nationalized in April 1980.

 These are mentioned below:
1. Andhra Bank           
2. Corporation Bank                   
3. New Bank of India
4. Oriental Bank of Commerce                           5. Punjab & Sindh Bank             
6.Vijaya Bank.

Meanwhile, on the recommendation of the Narasimham committee, Regional Rural Banks (RRBs) were formed on Oct 2, 1975. The objective behind the formation of RRBs was to serve the large unserved population of rural areas and promoting financial inclusion.
With a view to meet the specific requirement from the different sector (i.e. agriculture, housing, foreign trade, industry) some apex level banking institutions were also set up like:(a) NABARD (est. 1982)
(b) EXIM (est. 1982)
(c) NHB (est. 1988)
(d) SIDBI (est. 1990)

Impact of Nationalization:
Improved efficiency in the Banking system – since the public‘s confidence got boosted.
Sectors such as Agriculture, small and medium industries started getting funds which led to economic growth.
Increased penetration of Bank branches in rural areas.


3. Third phase 1991 and beyond
This period saw remarkable growth in the process of development of banks with the liberalization of economic policies.
Even after nationalization and the subsequent regulations that followed, a large portion of masses is untouched by the banking services.
Considering this, in 1991, the Narasimham committee gave its recommendation i.e. to allow the entry of private sector players into the banking system.
Following this, RBI gave license to 10 private entities, out of which few survived the market demands, which are- ICICI, HDFC, Axis Bank, IndusInd Bank, DCB.
In 1998, the Narsimham committee again recommended the entry of more private players.

As a result, RBI gave a license to the following newbies:
(a) Kotak Mahindra Bank (2001)
(b)Yes Bank (2004)

In 2013-14, the third round of bank licensing took place and in 2015, IDFC bank and Bandhan Bank emerged.
In order to further financial inclusion, RBI also proposed to set up 2 new kinds of banks i.e. Payment Banks and Small Banks.
In 2015, RBI gave in-principle licence to 11 entities to launch Payments Bank and granted 'in-principle' approval to the 10 applicants to set up Small Finance Banks.

Note:

The RBI issued a license to the bank under Section 22(1) of the Banking Regulation Act, 1949, to carry on the business of Small finance bank (SFB) and Payments Bank in India.
Committee on Small Banks - The applications were analyzed and evaluated by an External Advisory Committee (EAC). The EAC for small banks was chaired by Usha Thorat, former deputy governor, RBI.

Committee on Payment Banks - These applications were analyzed and evaluated by an External Advisory Committee (EAC). The EAC Committee for Payment Banks was chaired by Dr Nachiket Mor, Director, Central Board of the Reserve Bank of India.

List of Small Finance Bank
Bank Name

 Commenced

Headquarters

Capital Small Finance Bank

April 2016

Jalandhar, Punjab

Equitas Small Finance Bank

September 2016

Chennai, Tamil Nadu

Utkarsh Small Finance Bank

January 2017

Varanasi, UP

Suryoday Small Finance Bank

January 2017

Belapur, Navi Mumbai

Ujjivan Small Finance Bank

February 2017

Bengaluru, Karnataka

ESAF Small Finance Bank

March 2017

Thrissur, Kerala

Au Small Finance Bank

April 2017

Jaipur, Rajasthan

Fincare Small Finance Bank

September 2017

Bengaluru, Karnataka

North East Small Finance Bank

October 2017

Guwahati, Assam

Jana Small Finance Bank

March 2018

Bengaluru, Karnataka



List of Payments Bank
Bank Name

 Commenced

Headquarters

Airtel Payment bank Ltd

Nov 2016

New Delhi India

Paytm Payments Bank

Nov 2017

Noida, U.P.

Fino Payments Bank

July 2017

Mumbai, Maharashtra

Jio Payments Bank

April 2017

Mumbai, Maharashtra

Aditya Birla Idea Payments Bank

February 2018

Mumbai, Maharashtra

India Post Payment bank

September 2018

New Delhi India

Points to Note:
1. Allahabad Bank, established in 1865 – Allahabad Bank is the oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years.

2. Imperial Bank of India was later renamed in 1955 as the State Bank of India.

3. The first Bank of India with Limited Liability to be managed by Indian Board was Oudh Commercial Bank. It was established in 1881 at Faizabad.

4. Punjab National Bank is the first bank purely managed by Indians, which was established in Lahore in 1895.

5. First Truly Swadeshi bank – Central Bank of India is called India’s First Truly Swadeshi bank, which was established in 1911 and wholly owned and managed by Indians.

6.  Union Bank of India was inaugurated by Mahatma Gandhi in 1919.

7. Osborne Smith was the first governor of the Reserve Bank.

8. CD Deshmukh was the first Indian to be the governor of Reserve Bank.

9. Savings account system in India was started by Presidency Bank, 1833.

10. The first Indian bank to open overseas branch is Bank of India. It established a branch in London in 1946.

11. ICICI Bank was the first Indian bank to provide internet banking facility.

12. Central Bank of India was the first public bank to introduce Credit card.

13. ICICI is the first bank to provide mobile ATM.

14. State Bank of India has the maximum number of overseas branches.

15. Capital Small Finance Bank is India's first small finance bank started its banking operations in April 2016 in Jalandhar, Punjab.

16. Airtel Payment bank Ltd is the first payments banks in India.

17. On January 02, 2019, the Cabinet approves the merger of Vijaya Bank & Dena Bank with Bank of Baroda. After this merger, Bank of Baroda will become the third biggest public sector bank.

18. On 18th December 2018, IDFC Bank and non-banking financial company (NBFC) Capital First merged to create IDFC First Bank. Its headquarter is in Mumbai.

19. The government amalgamated three Regional Rural Banks -- Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank -- into a single RRB with effect from January 1, 2019. New Gramin Bank is known as -Punjab Gramin Bank



Thanks to the Banking Staff how works for us this critical situation if Covid 19.Please use netbanking be safe at your home.

Digital Mandate For SBI

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iProspect India, the digital marketing agency from Dentsu Aegis Network (DAN) has won the digital mandate for banking and financial services body State Bank of India (SBI). According to the mandate, iProspect India will handle digital duties in the areas of paid media, social media, creative, SEO (search engine optimisation) and ORM (online reputation management) for the brand.

Moreover, iProspect India will help the bank achieve its digital marketing objectives by devising innovative digital campaigns, using proprietary tools and solutions. “iProspect India came in with a great creative-first, solution-driven, 360-degree digital marketing approach and we are looking forward to working with them. We want to ride the digital wave and cater not just the existing but potential new customers as well,” Sweta Aggarwall, CMO, SBI said.

The agency has won the account following a multi-agency pitch and will handle operations at its Mumbai office. “One in every three Indians is an SBI customer. That is the mammoth reach of the Indian bank. Our deep domain understanding of the banking sector and a unique integrated creative and media approach won us the mandate to partner with them in their digital outreach and communication strategy. #DigitalIndia is a reality now,” Rubeena Singh, CEO, iProspect India explained.

Founded in 1997, iProspect India is a digital agency under Dentsu Aegis Network, helping clients drive business performance through digital. It offers digital marketing strategies such as paid and natural search, performance display, content generation, structured data and feeds, conversion optimization, data and insights, social media management, lead generation and affiliates, videos and mobile services. With more than 100 clients across different sectors, its marquee brands include Association of Mutual Funds in India (AMFI), Marico, SBI Mutual Funds, WeWork, ICICI Bank, HDFC Bank, Cleartrip, Pepperfry, Raymond, Lodha, Aegon Life Insurance, Bloomberg Quint and Wildcraft. It is home to over 230 people across four offices in Mumbai, Bengaluru, New Delhi and Chennai, with a global presence in over 50 locations worldwide.

Read Also: Jeep retains Leo Burnett as its creative agency

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Crypto Trading Volumes

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MUMBAI — India, the world’s second-most populous country, is increasingly embracing cryptocurrencies amid domestic economic issues and the nationwide coronavirus-related lockdown.

It started on March 4 when the country's highest court quashed a Reserve Bank of India (RBI) order dated April 6, 2018, which prohibited banks from providing services to entities dealing with cryptocurrencies. Activity on exchanges immediately picked up.

“There has been a considerable increase in trading volumes on exchanges catering to Indian clients due to the clarity offered by the Supreme Court’s ruling,” said Ashish Singhal, founder and CEO of cryptocurrency exchange CoinSwitch.

Crypto banking services platform Cashaa India noted a spike of 800 percent in trading volumes in the 48 hours following the decision. “The platform also registered a volume of 600+ BTC in the first 24 hours,” said Cashaa CEO Kumar Gaurav.

Back then, Indian traders were in a rush, in large part due to rumors the government would intervene by declaring cryptocurrencies illegal. “Every trader was looking to take advantage of the time window offered by the Supreme Court’s ruling,” Gaurav said. That likely fueled the initial spike in volumes.

Momentum has remained strong ever since amid host of domestic and international calamities.

Financial panic

The activity on exchanges further improved after Yes Bank, India’s fourth-largest lender, collapsed on March 6, damaging confidence in the country’s banking system.

The nationwide panic triggered by the Yes Bank crisis worked in favor of bitcoin, boosting Cashaa’s sales at a daily rate of 250 percent to 450 percent, according to data provided by the platform.

Traditional markets like equities and bonds panicked in March as the coronavirus outbreak gathered pace across Europe and in the United States. India’s benchmark equity index NIFTY 50 dropped by 23 percent in March, while the Indian rupee hit a record low of 77.40 per U.S. Dollar.

Further, India’s Prime Minister Narendra Modi announced a three-week-long nationwide lockdown on March 24 to contain the coronavirus outbreak.

However, the sell-off in traditional markets and the curfew haven’t stopped Indians from venturing into cryptocurrencies. “March was one of the best months, doubling the volume from last month,” CoinSwitch's Singhal said.

The Mumbai-based cryptocurrency exchange WazirX has also registered growth amid the coronavirus crisis. “Signups have increased by 25 percent during the lockdown,” said Nischal Shetty, founder and CEO of WazirX.

Open 24-7

Investor interest in bitcoin is likely sustained by round-the-clock trading, in contrast to Indian equity markets, which operate from 9 a.M. To 3.30 p.M. Monday to Friday. Further, it is a decentralized, peer-to-peer, and borderless payment mechanism designed for situations like the ongoing coronavirus pandemic.

One theory is the longer people can’t go outside to conduct their business, the more useful BTC should become because "it can be sent and received from the safety of one’s home,” Justin Gillespie, CEO of Titus Investment Advisors and bitcoin trader, told CoinDesk.

If the volume growth seen over the past month is anything to go by, investors' interest certainly looks to have picked up.

“Within a span of 30 days, daily trading volume on WazirX has increased by 60 percent and the exchange has received a total amount of 100 crore rupees ($13 million),” WazirX CEO Nischal Shetty said.

Meanwhile, cryptocurrency exchange CoinDCX has witnessed a 78.36 percent increase in trading volumes in BTC/INR pairs. “We also had a trading competition that saw 800 BTC volume in BTC/INR markets,” said CoinDCX’s chief executive Sumit Gupta.

Disclosure Read More
The leader in blockchain news, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups.

Gujarati Successful Business Plan

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We have heard many time the gujarati community people is in top in business in world in Top No.1 or Top 3 beacuase from fast time Gujarati Doing the business forgot the past in Current Scenario world richest man you can seen below image Mr.Ambani , Mr Asit Premji,Mr U day Kotak the are billionaires are followed by them 54 people are also there. They Not believe in doing Job They said "  Jivanma kuch Mota Karu Che "

 The Surat city of Gujrat in World Famous city

Gujarati Brand

Gujarati is 5% in world the but countries 1/4 export done by Gujarat its produce the 1/4 cotton producer country 1/4 milk producer , world largest range diamond was polishing 10/8 in Gujarat . In Denim manufacturing No.1 In India & 3 in the world Gujarat is most profitable economy, India Contribution to the country is 40% in that Gujarat Contribution is 25% single as City

Gujarat is called the pretochemical Capital city because 25% refined petroleum product manufactured by Gujarat 27% medicine ,Infrastructure road connectivity electricity Gujarat is way ahead.

Where we asume if Gujrat would be Country he will be 3rd in World

Gujarati live in the world in America Gujarati income is more then Average of American

You have  face question once in life surely why Gujarati is Good in Business ?

Now we can learn from Gujarati how can we  be successful businessman ?

Sharing some Secret of Gujarati principal they are using in the business .

In America 1% of Indian - Gujarati community but 50% are Motel Owner (its small hotel they are near by road where travel can reside on rent and spend a time)

Patel have dominated the motel business how its became possible .
Let see the History of Gujarati Gujarat has Indias biggest coastel region from fast they are in trading business that skill is Serculted in child's blood let talk about Patidars - Patel were they called earlier Patidars  they earn from land after some times land was divided in children they asune it was not enough to survive .some people to go Uganda for business they are having many Profit there in 1972 Dictator couldn't take it they took there properties & deported them Gujarati where shifted from Uganda to US , UK ,Canada , people who shifted USA they started motel business because in Arab country had war situation patrol & diesel was high in rate people was travel very less motel business was going in Loss's Patel purchase the loss  business because they found opportunity in that business they done business Change loss to Profitable business

Will share you some principle with you that Gujarati And world Richest people are using

Principal 1 Fearful & Greedy
The intelligent investor said Be Fareful when other are Greedy  And Greedy when others are Fearful

When market runs good people purchase Stock or goods Expensive rate sell in cheaper rate but good invester do revesly warren buffet says earn profit by not selling good things instead of earn profit while less  Eg If some one sell value of house Is 80lac but sell in 75 lac but good investor purchase this by making on the spot profit of 5 lac without look forward the house price increase to 85-90 lac

Principal 2 Competitive Advantage
In soc they was no shop Gujarati open the shop and earning the profit many people seen the growth in the business they have also start the same business in the society.
Eg . when Gujarati come from Uganda to america had no live they start reside them and using family member and relative as staff for there business because motel have 12-15 rooms they are giving 10 room on rent they have less exepense to run a business there for they survive in critical situation in profitable business any one has no same type of advantage like Gujarati Commenity.

Principal 3 Playing the Odd
If you learn the some investment Strategy " Greater the risk reward lower the risk low reward " but Gujarati ,Marwadi, Sindhi people Don't believe in this they follow there own rule " Head I Win Tells I loss.
Eg suppose you have Rs.2000/- chance to heds win is 60% and tell Loss is 40%

How much you invest in this in survey conducted 28% people bits on heads and 67% people bits on tells the game played for 30 minutes many people suffers the loss .they are return return bets on tell they are stupid to take desigans

As per Kelly formula you to atleast invest at least 20% out of 100% you search the formula on Google .


All the Things as Discuss with You Book Summary Of Dhandho Investor by author Mohnish Pabrai


You can buy the Book from Below Link if have to grow the Business Knoweldge Or Investment Knoweldge .


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Extended the Lockdown till 3 May 2020

Hi friends

Pm Modiji has extend the lockdown till 3 may due to Corona Virus .

Mumbai corona virus approx 1800 patient so we have to take our self And family member and society , we have proud to be Indian we have got great leader pm modiji he had took the right discussion to nation lockdown the nation for 21 days and extend till 3rd may 2020 its cause of motive social distancing help our country to control Corona virus from capativaly from other Country we take a charge to fight with corona virus.Due to lockdown its  help to reduce the Air and water pollution

Few points modiji said we should follow

• Please request to take care of Sr Citizens how already have health issue corona direct impact to immunity
• We should follow the some trick to prevention drink hot water , Wash Your Hand and premise clean 
• Eats fruits and other item who improve your immunity power of body 
• Follow the social distancing Rule 
• Help the poor people 

How to Build Immune System

Hi friends during lockdown we have to keep our self healthy we can fight with corona we The Protection is better then Cure.

A Naturopath, Prof Idowu Ogunkoya, has urged Nigerians to consume more fruits and herbs to build their immune systems against COVID-19 and other infections.

Ogunkoya, who is also a member of the Nigerian Council of Physician of Natural Medicine, said, although no cure has been found for COVID-19, people who had been cured of the ailment had confessed to using natural methods.

He said, “The Chief Medical Director at the University College Hospital, Prof. Jesse Otegbayo, who tested positive to COVID-19 came back negative and he said he ate a lot of fruits and took herbs; so also Governor Seyi Makinde, he said he ate carrots, garlic, and took vitamin C as well as black seed oil.

“What we are interested in as natural medicine physicians is to help people build their immunity with fruits and herbs; once people have a strong immunity, they are almost 70 per cent safe from any disease and infection.

“There are natural foods, herbs that people can take to build up their immune system. These foods will strengthen the white blood cells that fight the disease and the foreign particles that get into the body.”

Ogunkoya said citrus fruits, pawpaw, carrot, garlic, ginger, spinach, almond nuts, bitter leaf and twigs were some of the natural foods people could consume to build their immune system.

He said citrus fruits like tangerine, lemon, oranges, grapefruits and lime were capable of supplying the body with vitamin c to develop the wire body cells.

“A whole pawpaw will give the body 224 per cent of your daily recommended amounts of vitamin c. It also contains other minerals like folic acid.

“Carrots are good source of beta carotene, vitamin C; it has fibre, vitamin K1, potassium and it is an antioxidant. During the process of catabolism and anabolism, the body produces radicals which attack the cells. The antioxidants are capable of locking them up so that they won’t be dangerous to the body until the body gets rid of them,” Ogunkoya said.

The Naturopath added that garlics were good immune booster as they contained sulphur and zinc which could lower the blood pressure.

He said Gingers has anti-inflammatory ingredients which could reduce sore throat and could be used as analgesic to reduce chronic pains.

“Almond nuts contains Vitamin E; bitter leaf fights cancer and infectious diseases; Twigs pant is good for cough, and asthma. Once you are able to put all these in place in your system, you are not likely to be infected with COVID-19,” Ogunkoya said.

He urged the Federal and State Governments to involve natural medicines experts in the treatment of COVID-19.

Britons Value

Hi friends

These are uncertain, anxious and unnerving times. The COVID-19 pandemic is affecting every one of us in some way, from physical and mental health to income, from routine and way of life to concern for others. There are, though, causes for hope and optimism in amongst the unease and discomfort. New polling shows the British public values the life and health of the nation’s older population over longer-term economic prosperity.

The UK government, like so many others, has had to weigh these issues against each other in its attempts to slow the spread of COVID-19. Difficult decisions have been taken in the interests of protecting public health that will inevitably hurt the economy. Businesses have been forced to close and people told to stay at home. Companies are placing staff on furlough leave in far greater numbers than the government first predicted, and yet these results suggest that the public is on board with an approach that focuses on keeping people alive rather than keeping businesses running.

Among 2,093 adults, we found that 55% agreed that the health of today’s older generations is more important than the long-term economic prosperity of future generations, and only 8% disagreed.

Respondents also said they valued “being compassionate” as a trait in others (68%) and in leaders and senior politicians (44%) above other character qualities, such as being reflective, courageous, resilient, or wise. This is not a million miles away from other research showing that junior and established professionals value honesty, fairness and kindness in the workplace. Such moral virtues enable us to act well in situations that demand ethical responses, none more so than the crisis that currently envelopes us. The crisis is real, and the situation stark.

The poll results reflect that people are consumed by the immediacy and urgency of the threat of COVID-19, and are finding it difficult to consider more abstract concepts such as future economic prosperity or when any semblance of “normality” will return.

Stockpiling turns to compassion

Respondents also place public services and being aware of those around us in high regard; “being of service to others” (42%) and “having community awareness” (40%) were also character qualities that we value in one another at this time of national and international crisis.

It is understandable that compassion is of the utmost value to us at the moment. The uniqueness of this current crisis has challenged everyone to respond in some way, be it ethically, socially, selfishly, or just by living differently. Over the past few weeks, we’ve seen examples of people behaving in ways that has both disappointed and inspired.

We seem to have come through an initial self-preservation response to the crisis, manifesting itself in long lines at supermarkets, with trolleys piled high with more goods than we need. More recently, we are now seeing and sharing scenes of people coming out of their homes to show their gratitude to key workers – which will surely be one of the enduring symbols of our shared compassion.

In the midst of such a unique and precarious crisis, the poll results reflect a human instinct to care for each another and ourselves.

That said, the findings show that there are differences between generations. While 58% of those aged 55 agreed that caring for lives was more important than economic prosperity, the figure dropped to 49% among those aged 34 and under.

Again, there were generational differences in how respondents valued other people, with younger people aged under 35 valuing compassion in others less (62%) than those aged over 55 (75%). Younger people also valued these traits slightly less in leaders and senior politicians than older people. So, while we are showing ourselves to be a nation that values compassion in this time of crisis, generally, there are degrees of compassion that differ by generation.

Asking such a potentially divisive question about short-term care for lives versus longer-term economic prosperity was designed to make respondents give a “false choice”. If we could protect both, then we would – but we can’t. While support for the short-term reality of protecting life over the more abstract notion of future economic prosperity is not a particularly surprising finding, the degree to which the public favour it is heartwarming.

The findings, overall, reflect the importance of recognising positive qualities in people around us, as well as the importance of character to our own well-being. We value the judgement and wisdom of our leaders, but recognise, at all ages, the need for care and compassion towards one another at this time of unprecedented crisis.

James Arthur, Director of the Jubilee Centre for Character and Virtues, University of Birmingham

Digital Platform For Business Banking

Hi friends

Digital bank Penta announced on Tuesday it secured €18 million through its latest round of funding, which was led by RTP Global with participation from ABN AMRO Ventures, VR-Ventures, finleap, and HV Holtzbrinck Ventures. The latest funding round comes six months after Penta raised €8 million.

As previously reported, Penta describes itself as a digital platform for business banking that is aimed towards SMEs and startups. Its key mission is to disrupt business banking in Europe and Worldwide.

“Our vision is to build a platform of connected services around a bank account which would allow business owners to use one platform for all their financial needs. Penta is designed to let business owners save time and money on banking so that they can focus more on their core business.”

Penta also claims it offers more features than traditional banks, including the ability to get multiple Mastercards per company, law foreign transfer rates, fast online support in English and German, and flexible pricing. Speaking about the latest round of funding, Marko Wenthin, CEO and Co-Founder Penta, stated:

“We are very delighted to see a strong commitment from such renowned and strategic partners for our vision: reshaping business banking for small and medium enterprises. SMEs are the engine of countries’ economies.”

Alex Pavlov, Partner at RTP Global, further commented:

“We are always searching for exceptional teams who are ready for the sprints, prepare for the marathons and have the tenacity to grow their business and disrupt their respective market. In Penta, we found all of that: a strong team, rapid growth and the mission of solving the problems of their SME customers by thinking outside the traditional banking frame.” 

Penta added that its planning to use the new funds to further develop its digital platform in order to “enhance the services” for corporate clients, with a strong focus on tech, product, custom service, and marketing.

Tips to avoid Startup Business

3 Biggest Mental Mistakes To Avoid When Starting Your First Business Startup

Mark Cuban is one of the world’s most successful entrepreneurs and this is his number one advice to anyone considering building their own business:

“Don’t start a company unless it’s an obsession and something you love. If you have an exit strategy, it’s not an obsession.”

I wasn’t “obsessed” enough with my business. I love the mission and I believe in the value it contributes to the world. But with time, I’ve come to realize that my true passion, purpose, and conviction lies more in building a writing business and less in building an e-commerce one.

Obsession is defined as “an idea or thought that continually preoccupies or intrudes on a person’s mind.”

Obsession is an unparalleled devotion to your business. If your current business isn’t, then you’re in the wrong business. And whatever idea or thought continually intrudes and consumes your mind — that’s the business you should be in.

In a recent article by Megan Holstein, she writes how she made $8,000 on Medium in one month. This is what she wrote:

“What I’m saying is, the answer to the question of “How I Made $8,000 on Medium in One Month” is this: I was willing to write three to five articles a week, every week, for two years, even when I wasn’t making much money at all.”

Three to five articles a week. Every week. For two years. That’s how obsessed you have to be. In fact, she goes on to say this:

“What made this possible for me was that I gave myself no other option.”

Obsession means wanting it SO bad that you give yourself no other option — no exit strategy. And when you’re obsessed, you’re not motivated by the result, you’re motivated by the process. And as we know:

“Greatness is in the process, not the result.”

This is why Mark Cuban said — and I preach — “don’t start a company unless it’s an obsession and something you love.” Because it’s going to take sweat, energy, and tears for you to make it happen. It’s going to cost you twice as much as you had planned and it will take twice as long as you had imagined.

The true cost of building your own business is that you have to show up to do the work every single day — for years — regardless of whether you feel like it or not. That’s why you should only do something you are truly obsessed with.

Regardless of what it is, success arrives when you study and build yourself a detailed plan of action, you shift your identity from amateur to pro so you can start thinking and acting like a pro, and you give yourself no other option but to be obsessed — to show up every single day and put in the work.

Why PR & Marketing is Essential during recession

COVID-19 is delivering a body blow to PR and marketing agencies and departments. The near shut-down of the travel and conference industries, the stock market collapse, and closures of hotels, bars, restaurants and other business has hit the economy hard.

As clients slash PR and marketing budgets, reports of layoffs and pay cuts at marketing and PR agencies are circulating. Some agencies fear they won’t survive the expected recession. In-house staff fear lay-offs or furloughs.

Many PR and marketing veterans who survived previous recessions urge businesses not to panic and to maintain their PR and marketing budgets. Those that maintain or increase PR and marketing spending now will seize market share while others pull back – and win in the long run.

Knee Jerk Reactions

“I’m seeing some alarming accounts from marketing and SEO friends of clients pulling their contracts and shutting down marketing operations until further notice,” writes content marketer Miranda Miller at Miranda-Miller.Com, in Search Engine Journal. “This knee-jerk reaction is setting your business up for a long-term, uphill struggle to recover.”

Businesses with $1 to $5 million in sales per year should spend 7-8% of gross revenue on advertising and marketing, according to the U.S. Small Business Administration, Miller says. It’s critical for businesses to maintain that bare minimum throughout the coronavirus crisis. Whether you’re working with an agency or handling marketing in-house, now is the time to address key SEO and marketing tasks, Miller stresses.

Double Down Now for Future Gains

Even if numbers of new COVID-19 infections soon drop, businesses will struggle to recover for more than a year, predicts Neil Patel, co-founder of NP Digital and Subscribers. Organic traffic and conversions are down for most industries, down substantially for some, according to data from Patel”s Ubersuggest SEO tool.

Recommended For You Webcast, April 23rd: Like. Fav. Share: Social Apps Coming of Age During COVID‑19Register Now

Despite the economic difficulties and slashed marketing budgets, those who invest in marketing now can seize market share.

“The best time to double down is when others are not,” Patel says. “You may not see the biggest return right away, but in the long term, you will.”

“Now is the time to be proactive and convince your clients that your services are even more important now than before,” agree Art Stevens, managing partner, and Rich Jachetti, senior partner at The Stevens Group, in O’Dwyer’s. However, be prepared to present affordable budgets. PR firms will need to scrutinize their budgets carefully and take cost-cutting measures to survive. Rather than laying off staff, PR agencies can ask senior managers for salary reductions over the next several months.

Cut the Fees. Keep the Client?

The situation is much like the 2008 recession when businesses cut marketing budgets by 30% or more, says Darren Woolley, founder and global chief executive of TrinityP3 in the Drum. Wooley suggests that marketers prioritize work required in order to continue investing in the essential brand and business growth areas and cut activity that provides no direct returns.

In the last recession, marketing agencies gladly provided clients a discount on fees – sometimes as much as 30% — to keep their work. Better to take the cut than to lose the client, they figured. Plus, clients in return would allow valued agencies to recover income when good times returned, they thought. They didn’t expect that procurement would accept the 30% reduction as the new benchmark. It’s not clear, Wooley says, if agencies will again accept such a reduction. Many may now agree it makes good business sense.

Bottom Line: Communications agencies and in-house PR and marketing departments will need to reduce budgets to survive in an economy sickened by the COVID-19 virus. However, businesses that maintain healthy PR and marketing spending will win market share over the long term, predict people who experienced similar tough times in the past.

This article was first published on the Glean.Info blog.

Download the 2020 Ultimate Guide to Media Monitoring, Measurement & Analytics for PR & Marketing

 Author: William Comcowich

William J. Comcowich founded and served as CEO of CyberAlert LLC, the predecessor of Glean.Info. He is currently serving as Interim CEO and member of the Board of Directors. Glean.Info provides customized media monitoring, media measurement and analytics solutions across all types of traditional and social media. … View full profile ›

Event Management Tool

This press release was orginally distributed by SBWire

Edison, NJ -- (SBWIRE) -- 04/01/2020 -- Advance Market Analytics released the research report of Global Event Management Tools Market, offers a detailed overview of the factors influencing the global business scope. Global Event Management Tools Market research report shows the latest market insights with upcoming trends and breakdown of the products and services.The report provides key statistics on the market status, size, share, growth factors of the Global Event Management Tools. This Report covers the emerging player's data, including: competitive situation, sales, revenue and global market share of top manufacturers are ACTIVE Network (United States), Aventri (United States), EventBank (United States), Arlo (New Zealand), Attendify (United States), Bizzabo (United States), Cvent (United States), Certain (United States), EventBooking (United States), Eventbrite (United States), Eventzilla (United States), Gather Technologies (United States), Hubb (United States), Hubilo (India), Meeting Evolution (United States), Regpack (United States), SignUpGenius (United States) and Social Tables (United States).

Event Management Tools is a platform that helps in managing all kinds of activities that are related to official works. It includes event management software that simply puts a set of business solutions that covers the various aspects of organizing of event in a proper fashioned manner, from planning to post-event stages. Moreover, some solutions are end-to-end systems that provide tools namely registration, ticketing, floor planning, schedulers, analytics and many more. These tools are majorly used in industry so that the end-users can get a greater success rate in terms of organizing their own events. For instance, a software named Event Management Cloud allows businesses to handle their entire event management processes via cloud technology. Furthermore, it also allows the teams to effectively collaborate on conceptualizing and realizing their events and workflows. Hence all the aforementioned reasons drive the market demands in present as well as in forecasted years.

Free Sample Report + All Related Graphs & Charts @ : https://www.Advancemarketanalytics.Com/sample-report/95774-global-event-management-tools-market

The Global Event Management Toolsis segmented by following Product Types:Type (Venue Management Tool, Event Registration Tool, Ticketing Tool, Event Planning Tool, Event Marketing Tool, Analytics Tool, Others), Application (Corporate Events (Conference, Networking Events, Product Launch, Annual Dinners, and Others), Private Events (Wedding Parties, Dinners, Birthday Parties, and Others)), Component Type (Software, Service (Professional Services(Deployment and Integration, Consulting, Support, and Maintenance)), Managed Services), Deployment Type (Cloud-Based, On-Premises), End-Users (Event Organizers and Planners, Corporate, Education, Government, Others), Organisation Size (Small and Medium-Sized Enterprises, Large Enterprises)

Region Included are: North America, Europe, Asia Pacific, Oceania, South America, Middle East & AfricaCountry Level Break-Up: United States, Canada, Mexico, Brazil, Argentina, Colombia, Chile, South Africa, Nigeria, Tunisia, Morocco, Germany, United Kingdom (UK), the Netherlands, Spain, Italy, Belgium, Austria, Turkey, Russia, France, Poland, Israel, United Arab Emirates

Strategic Points Covered in Table of Content of Global Event Management Tools Market:Chapter 1: Introduction, market driving force product Objective of Study and Research Scope the Global Event Management Tools marketChapter 2: Exclusive Summary – the basic information of the Global Event Management Tools Market.Chapter 3: Displayingthe Market Dynamics- Drivers, Trends and Challenges of the Global Event Management ToolsChapter 4: Presenting the Global Event Management Tools Market Factor Analysis Porters Five Forces, Supply/Value Chain, PESTEL analysis, Market Entropy, Patent/Trademark Analysis.Chapter 5: Displaying the by Type, End User and Region 2013-2018Chapter 6: Evaluating the leading manufacturers of the Global Event Management Tools market which consists of its Competitive Landscape, Peer Group Analysis, BCG Matrix & Company ProfileChapter 7: To evaluate the market by segments, by countries and by manufacturers with revenue share and sales by key countries in these various regions.Chapter 8 & 9: Displaying the Appendix, Methodology and Data Source

Finally, Global Event Management Tools Market is a valuable source of guidance for individuals and companies.

Data Sources & Methodology

The primary sources involves the industry experts from the Global Event Management Tools Market including the management organizations, processing organizations, analytics service providers of the industry's value chain. All primary sources were interviewed to gather and authenticate qualitative & quantitative information and determine the future prospects.

In the extensive primary research process undertaken for this study, the primary sources – Postal Surveys, telephone, Online & Face-to-Face Survey were considered to obtain and verify both qualitative and quantitative aspects of this research study. When it comes to secondary sources Company's Annual reports, press Releases, Websites, Investor Presentation, Conference Call transcripts, Webinar, Journals, Regulators, National Customs and Industry Associations were given primary weight-age.

Get More Information: https://www.Advancemarketanalytics.Com/reports/95774-global-event-management-tools-market

Thanks for reading this article; you can also get individual chapter wise section or region wise report version like North America, Europe or Asia.

For more information on this press release visit: http://www.Sbwire.Com/press-releases/event-management-tools-market-is-thriving-worldwide-active-network-aventri-eventbank-arlo-1285257.Htm

Coronavirus Pandemic | 50% Of COVID-19 Patients Found In Four Civic Wards In Mumbai

Nearly 50 percent of the total 590 COVID-19 patients found so far in Mumbai, which has emerged as one of the hotspots of coronavirus spread not only in Maharashtra but also across the country, are from four of the total 24 administrative wards of the civic body.

The latest infographic released by the Brihanmumbai Municipal Corporation (BMC) on April 8 suggests that 282 of the 590 positive cases were detected in D, E, G-South and K- West wards.

Coronavirus has so far claimed 40 lives in the metropolis.

To track all live updates from the coronavirus pandemic, click here…

The latest BMC data highlights that the highest number of 133 positive cases in the city are from G-South ward, which witnessed almost 71 percent rise in the COVID-19 cases on a single day (on April 7) as there were only 78 cases till April 6.

The G-South ward includes areas like Haji Ali, Mahalaxmi Racecourse, Worli, Lower Parel, Currey Road, Elphinstone Road and Sat Rasta. Most part of this ward fall under Maharashtra Tourism Minister Aditya Thackeray's Worli Assembly constituency.

Majority of COVID-19 cases in G-South ward have been found in Elphinstone Road area and Worli Koliwada, which is why hundreds of residents there have been quarantined or admitted to isolation wards in hospitals.

The BMC infographic also points out that the G-South ward is followed by D, E and K-West ward, where 59, 46 and 43 COVID-19 patients have been found so respectively.

Three of these wards are in south central Mumbai, while the K-West ward is located in Western suburban areas like Andheri and Vile Parle.

According to the data, four other wards- H-East, P- North, K-East and M-West- have 33, 32, 27 and 23 COVID-19 patients respectively.

The data suggests that all these eight wards have 397 of the total 590 COVID-19 patients, which comes to around 67 percent of the total cases in the city.

The infographic also points out that A, B and C wards in South Mumbai and T ward in North East Mumbai have less than seven cases each, while B ward has the lowest five COVID-19 cases.

The Centre has declared Mumbai as one of the hotspots of COVID-19 in the country and various measures have been taken by the authorities to contain the spread of the virus in the densely populated slums.

According to BMC release, the civic body has created as many as 241 containment zones in the city, where at least one or more positive or suspected case of COVID-19 found. Restrictions have been put on the movement of people in these zones to avoid spread of the pandemic.

Covid-19: Mumbai Civic Body Makes Wearing Masks Mandatory, Says Violators May Be Arrested

A man wearing a protective mask walks past a graffiti during a nationwide lockdown imposed in the wake of coronavirus pandemic, in Mumbai on Tuesday.(ANI Photo)

The BrihanMumbai Municipal Corporation (BMC) has made it mandatory for people stepping out of their homes to wear masks to check the spread of coronavirus disease Covid-19.

“Anybody not wearing the masks can be charged under provision of Section 188 of Indian Penal Code (IPC) and may be arrested by the police,” the BMC said in a notification on Wednesday.

It also asked all the officers to attend meetings wearing masks only.

The BMC order further said that the measure was necessitated as studies have revealed that wearing face masks can substantially reduce the spread of coronavirus from and to persons coming in contact with each other, besides other mandatory social distancing measures already implemented.

“The masks can be the regular three-layer masks or cloth masks, either available with pharmacies or home-made which can be washed and reused after disinfecting them,” the order signed by municipal commissioner Praveen Pardeshi said.

The BMC order comes hours after Chief Minister Uddhav Thackeray asked people to start using mask if coming out to buy essentials and said that the people will have to use them for some period to be safe from infection.

“People should use masks while stepping out of their homes.”He regretted the inconvenience caused to citizens due to lockdown, but said “we don’t have any other option”.

He also appealed to people, especially the high risk category ones with ailments like heart disease, high blood pressure and diabetes to maintain dietary restrictions.

Maharashtra recorded 60 new coronavirus disease cases on Wednesday morning, taking the total tally to 1078. Of the 60 new cases, 44 tested positive in Mumbai, nine in Pune, four in Nagpur and one each in Ahmednagar, Akola, and Buldhana.

GudiPadwa

Hi friends

Today is New Year my Maharashtrians festival gudi padwa. This festival is 3 & 1/2 vedic muhurat between 1 muhurat its start in Chaitra month firstday..its a vedic and cultural festival .

Today is best muhurat to start something new like Purchase of house , gold ornaments other household items, car new business start positivity good helath and auspitions in new life outside of house gudi is symbol of winning and prosperity it is celebrate in India in other name of fest

When gudi padwa fest arise there is new false comments in social community said that Raje sambhaji maharaja murder Brahman celebrate the gudi festival. But before the death of maharaja historical paper evidence said that not the part of wrong mouth publicity of maharaj .

Vedic behave that lord Brahma create a universe in today's day and other is lord Ram return in ayoda  after the 14 years of exile with kill ravana .

Required indrediant -  Bamboo Stick , Kala sh blouse peace or Saree , flower garland and sugar crystal ready as per you and see the above image tie all the ingrdiant to bamboo stick and put down the top of bamboo Kalash.

Attitude is Everything

Your Attitude is way to success 

"If You Change Your Attitude You Can Change Your Life "

Example -
Ram

• Way to look a  Positive Attitude in life
• I can do anything
• Always a Gratitude 

Shyam 

• Way to look a Life Negative Attitude in life
• I can't do anything
• Always Complaint towards other

Your Attitude is your window to the world- 

Eg.when a small child start a walk he falls down many times

• He cannot blaim to floor or carpet
• He cannot blaim to family that any one not hold my hand to walk 
  

You always have 2 types of attitude

Positive                                       Negative

Positive attitude people take action  to archive the dream

Where

Negative attitude people not takes a necessary action towards goals he always lie.

We are the Human Magnet 

"Whether we think we can do else we cannot do  author Jeff Keller is right 

We become what we can think About 

Eg. You can think you can earn$50000 P.M

so your mind helps to find the many ways to archive your goals.

Attitude       V/s     Action

  

• Attitude
• Thinking
• Belief
• Action ?????? 

""Negetive attitude way towards Failure where as Positive attitude way towards Success "".

"Remember Always Our Thoughts Create Our Reality " This Your Action towards Goals.

How can we change our thinking 

• Mentally
• Physically
• Financially

With this 3 Simple steps we can move forward to Positive Thinking And Get what ever Result You Want

Step 1 =  Read everyday 15-30 minutes some positive Article / Books.

Step 2 =  Listen or Watch Everyday some motivational video or program.

Step 3 = Turn your Problem into Opportunity

I have been Motived from self help Book of Author Jeff Keller

Rich Attitude Towards Great Personality In Growth of Business

Hi friends,

Towards personality development you have to move forward with life , accept the life difficulties and challenges it's also have giving lesson of life to move forward with carrier.

 Some below steps to be followed

1. First Impression - you have to well dress when you are going for an school , college,lnterview , Gathering, parties ,or Special vocational functions .
( In party don't go with shorts and funky T-shirt you like going to tracking or picnic with friends)

2. Good Sence of Humor - please followed the humor when your deal with friends family, Office Cultural , Shopping talks .

3 Enthugiastic - be energetic towards your life Goals and Archivment , Please take neccesary positive action .

4 Think Out Of the Box -
We have to types of Thinking
A.Positive.                         B.Negetive
Positive thinking is easy to understand to go towards life as well as futerastic goals .But we have to servive with great thoughts, think not a condition what people say what you are doing in your life ? What lund of archivemnt you archive? Please forgot saying your thought are power ful they give a boost to you success in life .