Kotak Mahindra Bank Launched a Video KYC for kotak 811 account

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Kotak mahindra bank launched a video based kyc for kotak 811 No need to Visit a Branch

If board meetings, family get-togethers and even marriages can happen via video calls, could opening bank accounts have been far behind?

Several Indian banks are preparing to offer customers the option of opening a new account through video conferencing instead of visiting a branch. Most of the large lenders are in the final stages of launching know-your-customer (KYC) video platforms, said bankers familiar with the matter.

Signing up customers through video calls is a significant step in the digitisation efforts of banks and could amplify branchless banking, an avowed ambition of these institutions that are looking at new ways to stay nimble while reaching out to customers beyond the major cities.

To open an account, customers so far had to either walk into a branch to fill up forms or have an agent visiting their homes to collect documents and signatures. In some cases a basic bank account could be opened online through Aadhaar, but for full service accounts paper documentation was mandatory.

“The top 10 banks in the country are mostly ready with the video KYC product and a few have already gone live while others are doing internal tests,” said a banker. Online onboarding of customers

Will be a reality, he said asking not to be named.

Kotak Mahindra Bank, a leading private lender, said it has launched a pilot for opening savings bank accounts online. 

Shanti Ekambaram, group president – Consumer Banking, Kotak Mahindra Bank, said video KYC can prove to be a game changer where customer verification is completed from the comfort of one’s home or office without the need for a physical interaction. “We must now adapt to the aftermath of COVID-19,” said Ekambaram.

The new offering will be part of Kotak’s 811 digital banking suite.

Here is how it will work, according to the workflow shared by Kotak Mahindra Bank. Customers will have to visit the bank’s website, share personal details, give consent to the use of Aadhaar for verification and enable access to the phone’s location for video KYC. Once a bank executive completes the conversation with the customer over a video, a savings bank account gets opened.

Sameer Shetty, head of digital banking at Axis Bank, said the lender is developing a digital video-enabled account opening platform for more than 250 services the bank offers. The service will offer full KYC account opening and eventually other solutions like savings, investments and others as well.

An IndusInd Bank spokesperson said Video KYC will simplify the operating  paradigm through an effective end-to-end solution for onboarding new customers.

Kotak Mahindra Bank Customer Care No

A paradigm shift

The Reserve Bank of India permitted digital account opening in a revised ‘master direction’ for KYC on January 9 this year. It allowed customers to get on a live video call with a bank’s agent and submit proof of identity digitally.

Customers were also allowed to digitally sign documents thereby doing away with paper-based KYC. The banking regulator only insisted on geo-tagging the location of a customer to prevent people from outside India from opening a bank account.

While it has taken banks more than six months to introduce online opening of accounts, a part of the delay was due to the Covid19 induced nationwide lockdowns, according to bankers Moneycontrol spoke to.

ICICI Bank, HDFC Bank and Bank of Baroda too are preparing to go live with online KYC, according to people familiar with the plans.  The banks are in different stages of integrating a video platform into their customer onboarding process, they said.

Email queries sent to ICICI Bank, HDFC Bank, State Bank of India and Bank of Baroda did not get a response until time of publication of the report.

“Some bit of back end training is required for staff in order to make the process seamless,” said a banker with a top private sector lender, requesting anonymity.

In order to enable the video platform to function, banks need to integrate with technology service providers that can help them complete the KYC. Tech startups such as IDfy, Khosla Labs and WorkApps, among others are working closely with banks for this service.

Wriju Ray, co-founder of IDfy, said his platform has gone live with a few banks with its video KYC platform and found that end users have adopted it with gusto. “In the post COVID world, there is certainly great momentum with large number of banks and NBFCs currently integrating and preparing to go live,” he said.

One of the bankers quoted above said that one bank ordered 100 webcams online after the restrictions on ecommerce deliveries got lifted in the major cities of the country.

Despite the potential benefits of going digital, industry insiders believe that there are bound to be initial hiccups.

“We could see some initial drop offs here and there because customers might not be aware of documents to be shared or how to go about the process or internet connectivity might be an issue in specific areas,” said Rudrajeet Desai, founder, WorkApps.

Consumers will also certainly take time to move digital completely. Despite the raft of apps, banking customers in some countries in the West have preferred opening accounts in person at a bank branch to opening virtual accounts.

Indian banking history

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Today we discuss about indian banking history

Indian Banking History

Today, our banking system is mainly divided into commercial banks (Both Public and Private Banks), Regional Rural Banks, Cooperative Banks etc. The important phase in the history of Indian banking was nationalization of banks that makes way for the Indian Economy to enter in the top 10 economies of the world. In this article, we will brief you about the history of banking in India.

History of Banking in India in Brief
(Before & After Independence)
Phases of Indian Banking System
The advancement in the Indian banking system is classified into 3 distinct phases:

1. The Pre-Independence Phase i.e. before 1947

2. Second Phase from 1947 to 1991

3. Third Phase 1991 and beyond

1. The Pre-Independence Phase i.e. before 1947
This phase is characterized by the presence of a large number of banks (more than 600).
Banking system commenced in India with the foundation of Bank of Hindustan in Calcutta (now Kolkata) in 1770 which ceased to operate in 1832.
After that many banks came but were not successful like:
(1) General Bank of India (1786-1791)
(2) Oudh Commercial Bank (1881-1958) – the first commercial bank of India.
Whereas some are successful and continue to lead even now like:
(1) Allahabad Bank (est. 1865)
(2) Punjab National Bank (est. 1894, with HQ in Lahore (that time))
(3) Bank of India (est. 1906)
(4) Bank of Baroda (est. 1908)
(5) Central Bank of India (est. 1911)
While some others like Bank of Bengal (est. 1806), Bank of Bombay (est. 1840), Bank of Madras (est. 1843) merged into a single entity in 1921 which came to be known as Imperial Bank of India.

Imperial Bank of India was later renamed in 1955 as the State Bank of India.
In April 1935, Reserve Bank of India was formed based on the recommendation of Hilton Young Commission (set up in 1926).
In this time period, most of the bank were small in size and suffered from a high rate of failures. As a result, public confidence is low in these banks and deposit mobilization was also very slow. People continued to rely on the unorganized sector (moneylenders and indigenous bankers).


2. The second phase from 1947 to 1991
Broadly the main characteristic feature of this phase is the Nationalization of the bank.
With the view of economic planning, nationalization emerged as an effective measure.

Need for nationalization in India:
(a) The banks mostly catered to the needs of large industries, big business houses.
(b) Sectors such as agriculture, small-scale industries and exports were lagging behind.
(c) The poor masses continued to be exploited by the moneylenders.
Following this, in the year 1949, 1st January the Reserve Bank of India was nationalized.
Fourteen commercial banks were nationalized on 19th July 1969. Smt. Indira Gandhi was the Prime Minister of India, during in 1969. The following banks are nationalized:
1. Central Bank of India         
2. Bank of India                         
3. Punjab National Bank
4. Bank of Baroda                 
5. United Commercial Bank         
6. Canara Bank       
7. Dena Bank                       
8. United Bank                           
9. Syndicate Bank           
10. Allahabad Bank               
11. Indian Bank                         
12. Union Bank of India
13. Bank of Maharashtra       
14. Indian Overseas Bank
Six more commercial banks were nationalized in April 1980.

 These are mentioned below:
1. Andhra Bank           
2. Corporation Bank                   
3. New Bank of India
4. Oriental Bank of Commerce                           5. Punjab & Sindh Bank             
6.Vijaya Bank.

Meanwhile, on the recommendation of the Narasimham committee, Regional Rural Banks (RRBs) were formed on Oct 2, 1975. The objective behind the formation of RRBs was to serve the large unserved population of rural areas and promoting financial inclusion.
With a view to meet the specific requirement from the different sector (i.e. agriculture, housing, foreign trade, industry) some apex level banking institutions were also set up like:(a) NABARD (est. 1982)
(b) EXIM (est. 1982)
(c) NHB (est. 1988)
(d) SIDBI (est. 1990)

Impact of Nationalization:
Improved efficiency in the Banking system – since the public‘s confidence got boosted.
Sectors such as Agriculture, small and medium industries started getting funds which led to economic growth.
Increased penetration of Bank branches in rural areas.


3. Third phase 1991 and beyond
This period saw remarkable growth in the process of development of banks with the liberalization of economic policies.
Even after nationalization and the subsequent regulations that followed, a large portion of masses is untouched by the banking services.
Considering this, in 1991, the Narasimham committee gave its recommendation i.e. to allow the entry of private sector players into the banking system.
Following this, RBI gave license to 10 private entities, out of which few survived the market demands, which are- ICICI, HDFC, Axis Bank, IndusInd Bank, DCB.
In 1998, the Narsimham committee again recommended the entry of more private players.

As a result, RBI gave a license to the following newbies:
(a) Kotak Mahindra Bank (2001)
(b)Yes Bank (2004)

In 2013-14, the third round of bank licensing took place and in 2015, IDFC bank and Bandhan Bank emerged.
In order to further financial inclusion, RBI also proposed to set up 2 new kinds of banks i.e. Payment Banks and Small Banks.
In 2015, RBI gave in-principle licence to 11 entities to launch Payments Bank and granted 'in-principle' approval to the 10 applicants to set up Small Finance Banks.

Note:

The RBI issued a license to the bank under Section 22(1) of the Banking Regulation Act, 1949, to carry on the business of Small finance bank (SFB) and Payments Bank in India.
Committee on Small Banks - The applications were analyzed and evaluated by an External Advisory Committee (EAC). The EAC for small banks was chaired by Usha Thorat, former deputy governor, RBI.

Committee on Payment Banks - These applications were analyzed and evaluated by an External Advisory Committee (EAC). The EAC Committee for Payment Banks was chaired by Dr Nachiket Mor, Director, Central Board of the Reserve Bank of India.

List of Small Finance Bank
Bank Name

 Commenced

Headquarters

Capital Small Finance Bank

April 2016

Jalandhar, Punjab

Equitas Small Finance Bank

September 2016

Chennai, Tamil Nadu

Utkarsh Small Finance Bank

January 2017

Varanasi, UP

Suryoday Small Finance Bank

January 2017

Belapur, Navi Mumbai

Ujjivan Small Finance Bank

February 2017

Bengaluru, Karnataka

ESAF Small Finance Bank

March 2017

Thrissur, Kerala

Au Small Finance Bank

April 2017

Jaipur, Rajasthan

Fincare Small Finance Bank

September 2017

Bengaluru, Karnataka

North East Small Finance Bank

October 2017

Guwahati, Assam

Jana Small Finance Bank

March 2018

Bengaluru, Karnataka



List of Payments Bank
Bank Name

 Commenced

Headquarters

Airtel Payment bank Ltd

Nov 2016

New Delhi India

Paytm Payments Bank

Nov 2017

Noida, U.P.

Fino Payments Bank

July 2017

Mumbai, Maharashtra

Jio Payments Bank

April 2017

Mumbai, Maharashtra

Aditya Birla Idea Payments Bank

February 2018

Mumbai, Maharashtra

India Post Payment bank

September 2018

New Delhi India

Points to Note:
1. Allahabad Bank, established in 1865 – Allahabad Bank is the oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years.

2. Imperial Bank of India was later renamed in 1955 as the State Bank of India.

3. The first Bank of India with Limited Liability to be managed by Indian Board was Oudh Commercial Bank. It was established in 1881 at Faizabad.

4. Punjab National Bank is the first bank purely managed by Indians, which was established in Lahore in 1895.

5. First Truly Swadeshi bank – Central Bank of India is called India’s First Truly Swadeshi bank, which was established in 1911 and wholly owned and managed by Indians.

6.  Union Bank of India was inaugurated by Mahatma Gandhi in 1919.

7. Osborne Smith was the first governor of the Reserve Bank.

8. CD Deshmukh was the first Indian to be the governor of Reserve Bank.

9. Savings account system in India was started by Presidency Bank, 1833.

10. The first Indian bank to open overseas branch is Bank of India. It established a branch in London in 1946.

11. ICICI Bank was the first Indian bank to provide internet banking facility.

12. Central Bank of India was the first public bank to introduce Credit card.

13. ICICI is the first bank to provide mobile ATM.

14. State Bank of India has the maximum number of overseas branches.

15. Capital Small Finance Bank is India's first small finance bank started its banking operations in April 2016 in Jalandhar, Punjab.

16. Airtel Payment bank Ltd is the first payments banks in India.

17. On January 02, 2019, the Cabinet approves the merger of Vijaya Bank & Dena Bank with Bank of Baroda. After this merger, Bank of Baroda will become the third biggest public sector bank.

18. On 18th December 2018, IDFC Bank and non-banking financial company (NBFC) Capital First merged to create IDFC First Bank. Its headquarter is in Mumbai.

19. The government amalgamated three Regional Rural Banks -- Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank -- into a single RRB with effect from January 1, 2019. New Gramin Bank is known as -Punjab Gramin Bank



Thanks to the Banking Staff how works for us this critical situation if Covid 19.Please use netbanking be safe at your home.

Digital Mandate For SBI

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iProspect India, the digital marketing agency from Dentsu Aegis Network (DAN) has won the digital mandate for banking and financial services body State Bank of India (SBI). According to the mandate, iProspect India will handle digital duties in the areas of paid media, social media, creative, SEO (search engine optimisation) and ORM (online reputation management) for the brand.

Moreover, iProspect India will help the bank achieve its digital marketing objectives by devising innovative digital campaigns, using proprietary tools and solutions. “iProspect India came in with a great creative-first, solution-driven, 360-degree digital marketing approach and we are looking forward to working with them. We want to ride the digital wave and cater not just the existing but potential new customers as well,” Sweta Aggarwall, CMO, SBI said.

The agency has won the account following a multi-agency pitch and will handle operations at its Mumbai office. “One in every three Indians is an SBI customer. That is the mammoth reach of the Indian bank. Our deep domain understanding of the banking sector and a unique integrated creative and media approach won us the mandate to partner with them in their digital outreach and communication strategy. #DigitalIndia is a reality now,” Rubeena Singh, CEO, iProspect India explained.

Founded in 1997, iProspect India is a digital agency under Dentsu Aegis Network, helping clients drive business performance through digital. It offers digital marketing strategies such as paid and natural search, performance display, content generation, structured data and feeds, conversion optimization, data and insights, social media management, lead generation and affiliates, videos and mobile services. With more than 100 clients across different sectors, its marquee brands include Association of Mutual Funds in India (AMFI), Marico, SBI Mutual Funds, WeWork, ICICI Bank, HDFC Bank, Cleartrip, Pepperfry, Raymond, Lodha, Aegon Life Insurance, Bloomberg Quint and Wildcraft. It is home to over 230 people across four offices in Mumbai, Bengaluru, New Delhi and Chennai, with a global presence in over 50 locations worldwide.

Read Also: Jeep retains Leo Burnett as its creative agency

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Crypto Trading Volumes

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MUMBAI — India, the world’s second-most populous country, is increasingly embracing cryptocurrencies amid domestic economic issues and the nationwide coronavirus-related lockdown.

It started on March 4 when the country's highest court quashed a Reserve Bank of India (RBI) order dated April 6, 2018, which prohibited banks from providing services to entities dealing with cryptocurrencies. Activity on exchanges immediately picked up.

“There has been a considerable increase in trading volumes on exchanges catering to Indian clients due to the clarity offered by the Supreme Court’s ruling,” said Ashish Singhal, founder and CEO of cryptocurrency exchange CoinSwitch.

Crypto banking services platform Cashaa India noted a spike of 800 percent in trading volumes in the 48 hours following the decision. “The platform also registered a volume of 600+ BTC in the first 24 hours,” said Cashaa CEO Kumar Gaurav.

Back then, Indian traders were in a rush, in large part due to rumors the government would intervene by declaring cryptocurrencies illegal. “Every trader was looking to take advantage of the time window offered by the Supreme Court’s ruling,” Gaurav said. That likely fueled the initial spike in volumes.

Momentum has remained strong ever since amid host of domestic and international calamities.

Financial panic

The activity on exchanges further improved after Yes Bank, India’s fourth-largest lender, collapsed on March 6, damaging confidence in the country’s banking system.

The nationwide panic triggered by the Yes Bank crisis worked in favor of bitcoin, boosting Cashaa’s sales at a daily rate of 250 percent to 450 percent, according to data provided by the platform.

Traditional markets like equities and bonds panicked in March as the coronavirus outbreak gathered pace across Europe and in the United States. India’s benchmark equity index NIFTY 50 dropped by 23 percent in March, while the Indian rupee hit a record low of 77.40 per U.S. Dollar.

Further, India’s Prime Minister Narendra Modi announced a three-week-long nationwide lockdown on March 24 to contain the coronavirus outbreak.

However, the sell-off in traditional markets and the curfew haven’t stopped Indians from venturing into cryptocurrencies. “March was one of the best months, doubling the volume from last month,” CoinSwitch's Singhal said.

The Mumbai-based cryptocurrency exchange WazirX has also registered growth amid the coronavirus crisis. “Signups have increased by 25 percent during the lockdown,” said Nischal Shetty, founder and CEO of WazirX.

Open 24-7

Investor interest in bitcoin is likely sustained by round-the-clock trading, in contrast to Indian equity markets, which operate from 9 a.M. To 3.30 p.M. Monday to Friday. Further, it is a decentralized, peer-to-peer, and borderless payment mechanism designed for situations like the ongoing coronavirus pandemic.

One theory is the longer people can’t go outside to conduct their business, the more useful BTC should become because "it can be sent and received from the safety of one’s home,” Justin Gillespie, CEO of Titus Investment Advisors and bitcoin trader, told CoinDesk.

If the volume growth seen over the past month is anything to go by, investors' interest certainly looks to have picked up.

“Within a span of 30 days, daily trading volume on WazirX has increased by 60 percent and the exchange has received a total amount of 100 crore rupees ($13 million),” WazirX CEO Nischal Shetty said.

Meanwhile, cryptocurrency exchange CoinDCX has witnessed a 78.36 percent increase in trading volumes in BTC/INR pairs. “We also had a trading competition that saw 800 BTC volume in BTC/INR markets,” said CoinDCX’s chief executive Sumit Gupta.

Disclosure Read More
The leader in blockchain news, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups.

Gujarati Successful Business Plan

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We have heard many time the gujarati community people is in top in business in world in Top No.1 or Top 3 beacuase from fast time Gujarati Doing the business forgot the past in Current Scenario world richest man you can seen below image Mr.Ambani , Mr Asit Premji,Mr U day Kotak the are billionaires are followed by them 54 people are also there. They Not believe in doing Job They said "  Jivanma kuch Mota Karu Che "

 The Surat city of Gujrat in World Famous city

Gujarati Brand

Gujarati is 5% in world the but countries 1/4 export done by Gujarat its produce the 1/4 cotton producer country 1/4 milk producer , world largest range diamond was polishing 10/8 in Gujarat . In Denim manufacturing No.1 In India & 3 in the world Gujarat is most profitable economy, India Contribution to the country is 40% in that Gujarat Contribution is 25% single as City

Gujarat is called the pretochemical Capital city because 25% refined petroleum product manufactured by Gujarat 27% medicine ,Infrastructure road connectivity electricity Gujarat is way ahead.

Where we asume if Gujrat would be Country he will be 3rd in World

Gujarati live in the world in America Gujarati income is more then Average of American

You have  face question once in life surely why Gujarati is Good in Business ?

Now we can learn from Gujarati how can we  be successful businessman ?

Sharing some Secret of Gujarati principal they are using in the business .

In America 1% of Indian - Gujarati community but 50% are Motel Owner (its small hotel they are near by road where travel can reside on rent and spend a time)

Patel have dominated the motel business how its became possible .
Let see the History of Gujarati Gujarat has Indias biggest coastel region from fast they are in trading business that skill is Serculted in child's blood let talk about Patidars - Patel were they called earlier Patidars  they earn from land after some times land was divided in children they asune it was not enough to survive .some people to go Uganda for business they are having many Profit there in 1972 Dictator couldn't take it they took there properties & deported them Gujarati where shifted from Uganda to US , UK ,Canada , people who shifted USA they started motel business because in Arab country had war situation patrol & diesel was high in rate people was travel very less motel business was going in Loss's Patel purchase the loss  business because they found opportunity in that business they done business Change loss to Profitable business

Will share you some principle with you that Gujarati And world Richest people are using

Principal 1 Fearful & Greedy
The intelligent investor said Be Fareful when other are Greedy  And Greedy when others are Fearful

When market runs good people purchase Stock or goods Expensive rate sell in cheaper rate but good invester do revesly warren buffet says earn profit by not selling good things instead of earn profit while less  Eg If some one sell value of house Is 80lac but sell in 75 lac but good investor purchase this by making on the spot profit of 5 lac without look forward the house price increase to 85-90 lac

Principal 2 Competitive Advantage
In soc they was no shop Gujarati open the shop and earning the profit many people seen the growth in the business they have also start the same business in the society.
Eg . when Gujarati come from Uganda to america had no live they start reside them and using family member and relative as staff for there business because motel have 12-15 rooms they are giving 10 room on rent they have less exepense to run a business there for they survive in critical situation in profitable business any one has no same type of advantage like Gujarati Commenity.

Principal 3 Playing the Odd
If you learn the some investment Strategy " Greater the risk reward lower the risk low reward " but Gujarati ,Marwadi, Sindhi people Don't believe in this they follow there own rule " Head I Win Tells I loss.
Eg suppose you have Rs.2000/- chance to heds win is 60% and tell Loss is 40%

How much you invest in this in survey conducted 28% people bits on heads and 67% people bits on tells the game played for 30 minutes many people suffers the loss .they are return return bets on tell they are stupid to take desigans

As per Kelly formula you to atleast invest at least 20% out of 100% you search the formula on Google .


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You can buy the Book from Below Link if have to grow the Business Knoweldge Or Investment Knoweldge .


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Extended the Lockdown till 3 May 2020

Hi friends

Pm Modiji has extend the lockdown till 3 may due to Corona Virus .

Mumbai corona virus approx 1800 patient so we have to take our self And family member and society , we have proud to be Indian we have got great leader pm modiji he had took the right discussion to nation lockdown the nation for 21 days and extend till 3rd may 2020 its cause of motive social distancing help our country to control Corona virus from capativaly from other Country we take a charge to fight with corona virus.Due to lockdown its  help to reduce the Air and water pollution

Few points modiji said we should follow

• Please request to take care of Sr Citizens how already have health issue corona direct impact to immunity
• We should follow the some trick to prevention drink hot water , Wash Your Hand and premise clean 
• Eats fruits and other item who improve your immunity power of body 
• Follow the social distancing Rule 
• Help the poor people 

How to Build Immune System

Hi friends during lockdown we have to keep our self healthy we can fight with corona we The Protection is better then Cure.

A Naturopath, Prof Idowu Ogunkoya, has urged Nigerians to consume more fruits and herbs to build their immune systems against COVID-19 and other infections.

Ogunkoya, who is also a member of the Nigerian Council of Physician of Natural Medicine, said, although no cure has been found for COVID-19, people who had been cured of the ailment had confessed to using natural methods.

He said, “The Chief Medical Director at the University College Hospital, Prof. Jesse Otegbayo, who tested positive to COVID-19 came back negative and he said he ate a lot of fruits and took herbs; so also Governor Seyi Makinde, he said he ate carrots, garlic, and took vitamin C as well as black seed oil.

“What we are interested in as natural medicine physicians is to help people build their immunity with fruits and herbs; once people have a strong immunity, they are almost 70 per cent safe from any disease and infection.

“There are natural foods, herbs that people can take to build up their immune system. These foods will strengthen the white blood cells that fight the disease and the foreign particles that get into the body.”

Ogunkoya said citrus fruits, pawpaw, carrot, garlic, ginger, spinach, almond nuts, bitter leaf and twigs were some of the natural foods people could consume to build their immune system.

He said citrus fruits like tangerine, lemon, oranges, grapefruits and lime were capable of supplying the body with vitamin c to develop the wire body cells.

“A whole pawpaw will give the body 224 per cent of your daily recommended amounts of vitamin c. It also contains other minerals like folic acid.

“Carrots are good source of beta carotene, vitamin C; it has fibre, vitamin K1, potassium and it is an antioxidant. During the process of catabolism and anabolism, the body produces radicals which attack the cells. The antioxidants are capable of locking them up so that they won’t be dangerous to the body until the body gets rid of them,” Ogunkoya said.

The Naturopath added that garlics were good immune booster as they contained sulphur and zinc which could lower the blood pressure.

He said Gingers has anti-inflammatory ingredients which could reduce sore throat and could be used as analgesic to reduce chronic pains.

“Almond nuts contains Vitamin E; bitter leaf fights cancer and infectious diseases; Twigs pant is good for cough, and asthma. Once you are able to put all these in place in your system, you are not likely to be infected with COVID-19,” Ogunkoya said.

He urged the Federal and State Governments to involve natural medicines experts in the treatment of COVID-19.